i had a chat with a friend who built his wealth from scratch, and he shared a lot of lessons that honestly shifted my perspective.
1. self-preservation > helping others
i realised i’ve been giving too much time and money to people who don’t really appreciate it. not everyone deserves your help, and most won’t reciprocate. it’s better to focus on my own growth first before trying to lift others up.
2. long-term wealth mindset
- investing early and consistently is everything.
- profits should be reinvested into high-interest savings, etfs, and stocks to compound over time.
- passive income should eventually surpass active income.
- financial discipline is key—wealth compounds faster than expected when done right.
3. business & financial efficiency
- when offering people money for a service or partnership, always assess whether the cost is justified or if it can be optimised.
- some opportunities are short-term, while others need long-term strategy—understanding the difference is key.
- bankroll management (or financial discipline in general) helps mitigate stress and unpredictability.
- stick to high-ev opportunities that have proven results rather than chasing speculation.
4. scaling and future vision
- reinvesting money into wealth-building strategies instead of just chasing quick cash.
- looking beyond fast-money schemes like flipping and moving into serious investments.
5. discipline & lifestyle
- cutting out distractions and staying focused.
- avoiding unnecessary spending and keeping long-term goals in mind.
- remembering that i don’t come from financial hardship, so i don’t need to take extreme risks.
6. network & environment
- surrounding myself with people who add value instead of those who just take.
- only helping friends who actually contribute to mutual growth.
7. confidence in the future
2025 is gonna be a big year. as long as i stay disciplined and keep scaling, the long-term vision will pay off. wealth is just a byproduct of stacking the right habits over time.
final thoughts
i’ve been refining my approach to business, money, and relationships. the focus now is on efficiency, long-term investing, and making sure i’m surrounded by the right people. feeling good about the path ahead.